Is the TK-Tarif Traveller (Envivas) a good option? Is there any catch?



I am a TK-member and looking for a travel health insurance for my trip to the US. TK offers a tarif called TravelPlus from Envivas for 14,90 EUR per year, and TK Traveller, which seems like the exact same for free for three years. The only downsides I see are that I have to pay 24 EUR a year if I go to some sort of rehab resort and that I have to stay with TK for three years.

Is there any other catch for this great deal? Is this travel insurance from Envivas a good one to begin with?

by Libecht

1 comment
  1. Does seem like a good deal, and in my 3 minutes of research it doesn’t look like there’s a catch (other than having to pay 24€ for Reha in Kurorten), but these travel health insurances are anyway usually pretty cheap. I think I pay around 20-25€/year for my wife and I. Free is always nice though.

    Edit: They will report 11,90€ a year to the Finanzamt as a geldwerter Vorteile thereby increasing your taxable income by 11,90€ a year— so you might pay a few euros more in taxes every year if you sign up for it… if that matters at all.

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