[OC] My family just became debt-free. I wanted to share my chart!



Source: personal tracking with bank accounts and etc. electronic records. Excel for chart creation.

Held student loans for almost 10 years.

Didn’t pay on them due to Covid pause and extension.

Started paying on them actively in September 2023.

No other debt.

Yes, October hasn’t happened yet, but I’m reporting on our current financials 🙂

The 3 icons are from buying a house, having our 2nd little one, and getting started paying student loans.

Posted by WhenTimeFalls

5 comments
  1. Source: personal digital financial records tracking over time, bank accounts, investment accounts etc. Excel for charting.

  2. I don’t get it. Your total net worth is $100,000? And you bought a house for around $10,000 without going into any debt?

  3. I assume the mortgage and home value are not included in this chart? So it’s really debt free (except for mortgage).

    Which is still a fantastic achievement. Congratulations!

  4. Yeah I’m confused. How does buying a home not increase your debt/asset at the same time?

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