Source: I downloaded transaction history from my loan servicers and manually copied transactions when a download was unavailable. I had to request transaction and rate history be sent to me from past loan servicers. I specifically had to request the history to include the remaining principal after each payment from a few servicers.
Tools: Excel and Python.
The private interest rates I had were unreasonably high (looking at you Sallie Mae). I refinanced twice so far for lower interest rates.
Aggressively paying these off since I got my first full-time job following graduation. I hope to have them gone in the next 6 months or so.
Edit: These are all undergraduate loans. Graduate school was July 2017 – Dec 2019. I had tuition funded by my department. Total cost for grad school was $5,700 and it was paid out of pocket.
What’s this 10 years of fucking around – med school?
This is nice, another useful metric to look at could be the amortization rate
Are you me except with a degree?
I like this figure. An idea for another lens is to attach the interest rate to the color with shading
You must answer the question: what degree did you get for your $80k?!?
100k of debt to work in public service. Thats mental
![My Student Loan Balances Over Time [OC]](https://www.europesays.com/wp-content/uploads/2024/10/1dr7vps2ykxd1.png)
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Source: I downloaded transaction history from my loan servicers and manually copied transactions when a download was unavailable. I had to request transaction and rate history be sent to me from past loan servicers. I specifically had to request the history to include the remaining principal after each payment from a few servicers.
Tools: Excel and Python.
The private interest rates I had were unreasonably high (looking at you Sallie Mae). I refinanced twice so far for lower interest rates.
Aggressively paying these off since I got my first full-time job following graduation. I hope to have them gone in the next 6 months or so.
Edit: These are all undergraduate loans. Graduate school was July 2017 – Dec 2019. I had tuition funded by my department. Total cost for grad school was $5,700 and it was paid out of pocket.
What’s this 10 years of fucking around – med school?
This is nice, another useful metric to look at could be the amortization rate
Are you me except with a degree?
I like this figure. An idea for another lens is to attach the interest rate to the color with shading
You must answer the question: what degree did you get for your $80k?!?
100k of debt to work in public service. Thats mental
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